At Financial Decisions, we understand that comparing and understanding the different terms and conditions of various loans can be confusing and time consuming.
Whether you are a first home buyer, refinancing, investing or refurbishing, our specialist team will research the market to source the best mortgage product that suits your criteria at no cost to you. We will also support you through the application and settlement processes.
We provide guidance on how much you can wisely borrow as well as the many different mortgage products including rate types such as variable, fixed, line of credit and offset as well as introductory offers.
To ensure your finances are in place when you find your dream home, we will work swiftly and efficiently to source the right loan for you through our accreditations with over 35 lenders throughout Australia.
We are a full member of the Mortgage & Financial Association of Australia, which means we adhere to an industry Code of Practice requiring professionalism, ethical behaviour, transparency and a commitment to the borrower.
In summary, our advisers can help you to:
- reduce your debt;
- consolidate existing debts into your mortgage;
- use your equity;
- reduce your current interest rates;
- understand the benefits of negative gearing;
- pay off your mortgage faster; and
- borrow to acquire property in your self-managed superannuation fund.